Over 20 years of protecting what matters most with Insurance Services of Idaho.
From our office in Boise, ID, we have proudly been serving clients throughout Idaho and Oregon for over 20 years!
A Team That Cares
“Brian and his family have been terrific assisting my family with our insurance needs. They annually review our policies to make sure we’re getting the best prices, as well as having us take advantage of bundling our policies to further increase savings. I am grateful to have them overseeing and managing our insurance needs.”
– Clint S.
Not all insurance is the same. That’s why Insurance Services of Idaho knows that your insurance should be customized to fit your situation. We’ve been in business for over twenty years, so we’ve learned how to work with our clients and create relationships.
Our knowledgeable staff is here to go the extra mile, and guide you through the process. You can ask us questions. We’re here to answer them. We’re an independent agency, so we give you the power of choice. You’re able to choose your coverage and compare your options. We’ll come up with the customized coverage you need, whether that’s for yourself, your family, or your business.
The Solution to Your Insurance Needs
Insurance Services of Idaho offers a variety of personal insurance, business insurance, and health insurance solutions to help you protect what matters most.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
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We offer a wide variety of insurance solutions.
We are there for you in your time of need.
We are by your side every step of the way.
We are licensed insurance advisors.
Our Clients Rave About Us
Check out our reviews and see why you should switch to Insurance Services of Idaho.
“I have nothing but good things to say. The staff I have worked with is always pleasant and helpful. I easily make changes to my coverages with a simple email. I highly recommend them, they are professional insurance agents that care.”
– Brian K.
“I’ve been using Insurance Services of Idaho since 2010, they have always been amazing in providing me with all of the information I need. They have made any claims quick and painless, with quick responses. My wife loves talking on the phone with them, very polite and friendly.”
– SeanPaul O.
“I am always recommending Insurance Services of Idaho to all my friends, and would recommend them to anyone who is seeking insurance. Their customer service is impeccable. When I call with a question they know me by first name and are always super friendly.”
– Merrick M.
Manage Your Policies
Already a client of Insurance Services of Idaho? Visit our Service Center to make requests and manage your insurance.
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